Kuru >> Zvinodhaka Info >> Maitiro ekuwana mahara kuberekwa kuzvidzora (kunyangwe pasina inishuwarenzi)

Maitiro ekuwana mahara kuberekwa kuzvidzora (kunyangwe pasina inishuwarenzi)

Zvinodhaka Info

Wakaona chiremba, une mushonga, asi hauna mari. Izvo zvese-zvakajairika mamiriro ezvinhu vazhinji vanozo, zvinosuruvarisa, ruzivo pane imwe nguva. Zvino wedzera kunetseka uye kusava nechokwadi ne12 kana uchida kuzadza tsamba yekuzvarwa mwedzi wega.

Makumi makumi matanhatu nezviviri muzana evakadzi parizvino vanoshandisa mabhaisikopo yeimwe mhando, sekureva kweUnited States Department of Health and Human Services (DHHS). Pasina inishuwarenzi, zvakadaro, vatatu-vana vevakadzi ivavo aisazokwanisa kubhadhara kuberekwa kana mutengo wacho ukapfuura madhora makumi maviri pamwedzi, sezvakawanikwa neGuttmacher Institute. Mumwe chete muvanomwe haakwanise kudzora kuberekwa chero mutengo. Kudzikisira kuberekwa, kune vakadzi vazhinji, kunofanirwa kureva kudzora kubereka kwemahara.

Neraki, izvo zvinogoneka. Sarudzo dzekudzora kubereka dzinodiwa nevakadzi dzinowanikwa kunyangwe pasina inishuwarenzi uye nemutengo wakaderera- kana kunyangwe mahara.

Maitiro ekutora kuberekwa pasina inishuwarenzi

Ngatitangei nezvakakosha. Kunyangwe pasina inishuwarenzi, chero munhu ane mushonga wekuronga kuberekwa anogona kuutenga kuchitoro chemishonga.

Izvi zvinoreva kuti rwendo rwekuhofisi yechiremba runodiwa. Varwere vasingaone chiremba nguva nenguva vanogona kuita musangano panguva yekuronga mhuri, hutano hweveruzhinji, kana Kiriniki X kiriniki.

Kune akawanda maitiro ekudzivirira kuberekwa, kushanya kwachiremba kuchave kuri nyore kwazvo. Zvishoma kwazvo zvinodiwa kuti chiremba anyore mabhaisikopo. Chiremba anozobvunza mibvunzo mishoma inosanganisira nhoroondo yemurwere uye pamwe otora mashoma akakosha zviratidzo. Bvunzo hadzina kudikanwa kunze kwekunge murwere aine imwe kana zvimwe zvinenjodzi, sekukwira kweropa kana nhoroondo yekusvuta.

Kune dzimwe nzira dzakaomarara dzekudzivirira kuberekwa, dzakadai seIUDs, diaphragms, kana kudyara, basa rekuwedzera rinofanira kuitwa, senge pap smear, bvunzo dzechiuno, kana kuiswa kwechigadziro chekuzvarwa. Kuwedzera kuongorora uye maitiro ekubvisa anogona zvakare kudikanwa. Maitiro aya anodhura zvakanyanya.

Asi iwe unowana sei chaizvo kuberekwa? Zvinoenderana nenzira yakasarudzwa.

Over-the-counter kuberekwa kudzora, senge makondomu, spermicide, uye mangwanani-mushure mepiritsi zvinongosanganisira rwendo rwekukurumidza kuchitoro chemishonga. Kurapa kwemhuri uye makiriniki eSTI anogona kupa makondomu uye spermicide mahara. Iwe unogona kukwanisa kungopinda mukati uye kukumbira idzi nzira dzekudzivirira kuberekwa.

Mapiritsi ekudzivirira kuberekwa uye zvimwe zvekushandisa pakurapa, zvakaita sechivharo chemumuromo wechibereko, zvinoda kutora tsamba kunachiremba, kunyangwe mamwe makiriniki anogona kupa mushonga kana chishandiso panzvimbo.

Nzira dzakaomarara, dzakareba-refu dzekudzivirira kuberekwa, dzakadai semidziyo uye maIUD, dzinofanirwa kuiswa nevezvehutano mune hofisi yekurapa.

Yakawanda sei yekuzvarwa isina inishuwarenzi?

Kana iwe usingaite basa rako rechikoro, mhinduro yakapusa yakawandisa. Kugadzirira bhajeti kunonetsa. Mitengo yazara pese pese. Kunyangwe iwe uine inishuwarenzi kana kwete, kutora kuberekwa pamutengo unodhura zvinotora zvishoma zvekuziva-sei.

Mutengo wekudzivirira kuberekwa nerudzi

Kutanga nekuenzanisa sarudzo dzekuzvarwa. Imwe neimwe inosiyana pamutengo, kukosha, kushanda, uye mhedzisiro. Makondomu evarume nevakadzi anodhura $ 1 kana $ 2, asi anogona kushandiswa kamwe chete. Mapiritsi ekudzivirira kubata pamuviri inogona kuita mashoma seUS $ 8 pamwedzi, asi kazhinji inodhura madhora makumi maviri- $ 30 mwedzi wega wega. Kutora kubereka kwenguva refu, senge diaphragms, maringi emadzimai, maIUD, ma implants, uye mahormone kupfura, zvinogona kubva pamadhora zana kusvika pamadhora chiuru nemazana mashanu.

Kushanya kwaChiremba uye bvunzo dzemumuviri

Kushanya kwaDhokotera imari yekuwedzera. Tarisira kubhadhara kubva $ 20 kusvika $ 200 pakushanya kwega kwega kana usina inishuwarenzi. Mari yacho inoenderana nekuti unotsvaga kupi rubatsiro rwekurapa. Makiriniki ehutano eruzhinji, 340B vanopa, uye Makiriniki eChitatu X anogona kubhadharisa varwere madhora mashoma se0 zvichienderana nemari yavanowana, asi kazhinji unogona kutarisira kubhadhara madhora makumi maviri kana makumi maviri nemashanu. Nyanzvi, senge gynecologist, inogona kuita mari inoita $ 125 pakushanya.

Miedzo uye maitiro emitengo

Kune zvishandiso zvakaomarara, senge maIUD, diaphragms, kana ma implants, iwe unobhadhara zvakanyanya kune mamwe mabvunzo uye bvunzo. Idzi nzira dzekudzivirira kuberekwa dzinogona kuda kumwe kushanya kwekutevera-uye nzira yekubvisa iyo inowedzera mutengo.

Iko kumberi mutengo wekuzvarwa pakubata vs.

Dzimwe nzira dzekudzivirira kuberekwa, dzakadai semakondomu evarume, mishonga inouraya urume, nekudzivirira kubata pamuviri kwechimbichimbi, zvinogona kutengwa pakaunda pasina kubhadhara kuona chiremba. Asi nekuda kwekuti inguva imwechete-chete nzira dzekudzivirira pamuviri, mutengo wekudzokorora kuzvitenga unogona kuwedzera mukufamba kwenguva. Kureba-kwenguva refu kuberekwa, senge maIUD, diaphragms, uye mabhureki ekudzivirira kubereka, anogona kunge ari kukosha kuri nani kupfuura nguva kupfuura nzira dzepfupi-pfupi.

Semuenzaniso, iyo yakachipa kwazvo nzira yekudzivirira kubereka, makondomu evarume, anodhura $ 1 pamashandisirwo. Hapana kushanya kwachiremba kunodiwa. Nekudaro, izvi zvinogona kuwedzera kusvika kumadhora zana- $ 300 pagore. Zvimwe zvinodhura, zvenguva refu zvekudzivirira kubata pamuviri zvinogona kuwedzera pamutengo wegore rimwe chete kana zvishoma. Diaphragm yemakore maviri inogona kuita madhora mazana maviri kusanganisira kushanya kwachiremba. IUD yemakore gumi nemaviri inogona kuita $ 1,300, kusanganisira kushanya kwachiremba. Zvakare, yekutora nguva yakareba-yekuberekwa, zvese kushanya kwechiremba uye mushonga kana chishandiso zvinowanzo kupihwa pa mutengo wakaderera kana chimwe chinhu chiri padhuze kusununguka pakiriniki yehutano yeveruzhinji yevarwere vanosangana nezvinodiwa zvemari.

Yakawanda sei kudzora kubereka neinishuwarenzi?

Vanhu vane inishuwarenzi vane mhanza. Neinishuwarenzi, kuberekwa hakubhadhare chinhu. Ndizvozvo. Iyo Obama manejimendi's Inodhura Care Act (ACA) rinoraira kuti ese einishuwarenzi ehutano marongero kufukidza kuzvarwa kwevakadzi, kusanganisira kuvhiya, uye kusabhadharisa copay yekushanya kwachiremba kana nzira yekudzivirira kuberekwa yakatemwa. Inishuwarenzi haifanire kuvhara mhando dzese dzemishonga kana chishandiso, asi sarudzo imwechete muchikamu chega chega chekudzivirira kuberekwa chakavharwa kunze kwemakondomu evarume.

Mutengo wekuberekwa pasina inishuwarenzi
Type	Chiremba chinodiwa?	Yakakurumbira zita rechiratidzo	Kubudirira	Avhareji kunze-kwe-muhomwe mutengo *	Avhareji yemutengo neSingleCare koponi
Mapiritsi ekudzivirira kubata pamuviri	Ehe	Ortho Tri-Cyclen Lo (mubatanidzwa mapiritsi) Errin (progestin-chete mapiritsi)	93% -99%	$ 50	$ 9- $ 13
Emergency dziviriro (mangwanani mushure memapiritsi)	Kwete	Ronga B Imwe-Nhanho	89% -95%, zvinoenderana nekuti inotorwa rinhi	$ 11- $ 50	$ 10
Kuberekwa kwekuzvarwa kwepfuti	Ehe	Depot Tarisa	94%	$ 150	$ 20
Anodyara	Ehe	Nexplanon	> 99%	$ 1,300	$ 967
Transdermal chigamba	Ehe	Xulane	91%	$ 0- $ 150	$ 85
IUDs	Ehe	Kyleena	> 99%	$ 1,300	$ 987
Mhete dzemadzimai	Ehe	NuvaRing ( Zvinokosha ndiyo yega imwe mhete yekubvumidzwa kwekuberekwa kweDAA)	91%	$ 0- $ 200	$ 165
Diaphragms (ine spermicide)	Ehe	Caya	92% -96%	$ 0- $ 250	$ 79
Cervical cap	Ehe	Mukadzi	71% -86%	$ 90	$ 78
Makondomu echikadzi	Kwete	FC2 (iyo chete FDA-inogamuchirwa yemukati kondomu)	79% -85%	$ 2- $ 3	$ 187 pabhokisi
Makondomu evarume	Kwete	Durex	83% -95%	$ 2	$ 9 pabhokisi
Chipanji chekuberekwa	Kwete	Nhasi	76% -88%	$ 15	Skena kadhi rako reSingleCare kuti uwane mutengo wakaderera

* Zvinoenderana nePlanned Parenthood yekudzivirira kuberekwa, izvo zvinogona kusabatanidza mutengo wekushanya kwachiremba kana kuiswa / kubviswa kwechigadzirwa.

Maitiro ekudzikiswa kana emahara ekudzivirira kuberekwa

Kune nzira pfumbamwe dzekutora mitengo kana kudzora kuberekwa kwemahara.

1. Kuroora Koga

Kutanga, varwere vane kana vasina inishuwarenzi vanogona kuvimba neSingleCare kune avo ese ekurapwa mishonga. Aya coupon akasununguka, anoshandiswazve, uye ari nyore kushandisa. SingleCare coupons inogona kudzora mutengo weyakagadzwa wekuzvarwa wekuzvarwa neanosvika makumi masere muzana.

2. Enda generic

Ruzhinji rwemaitiro ekudzivirira kuberekwa ane generic uye zita-zita rezita sarudzo. Kufanana nemishonga yakawanda, zita-rekuberekwa rekudzivirira rinogona kudhura kupfuura generic vhezheni. Gara uchibvunza chiremba kana vachigona kunyorera generic kuzvarwa pachinzvimbo chezita rezita.

3. Kumbira kupihwa kwemazuva makumi mapfumbamwe

Kutenga muhuwandu kunogona kuchengetedza vatengi vemakemesi mari yakawanda mukufamba kwenguva. Mari yekutengeswa kwemazuva makumi mapfumbamwe ekuberekwa ingangodaro iri pamusoro pakubhadhara, asi iwe uchachengetedza pamutengo wemakopi akawanda ekuzadza zvidimbu zvidiki kakawanda.

Zvina.Inishuwarenzi yehutano

Kunyangwe iyo yakachipa kwazvo inishuwarenzi chirongwa chinodzora iyo yekunze-kwehomwe mutengo wekuzvarwa kudzora kusvika pamadhora 0 Izvo zvinosanganisira kushanya kwachiremba nemushonga wekubereka kana chishandiso pachacho.

Inishuwarenzi yehutano isarudzo yakakodzera kuongorora. Zvichienderana nemari yako yaunowana, maprimiyamu iwe aunobhadhara anogona kupihwa chikamu kana zvachose kudzoreredzwa kwauri semutero chikwereti. Yemahara hutano inishuwarenzi isina copay zvinoreva kuwana kwehutachiona hwekuzvarwa.

5.Medicaid

Medicaid hutano hwekubatsira hunowanikwa kune vakaderera vanotambira mari, vakaremara, vakadzi vane pamuviri, kana mhuri dzine vana vari pasi pemakore gumi nemasere. Maprimiyamu anga ari akaderera kana kuregererwa zvachose. Medicaid yekudzivirira kubata pamuviri inosanganisira yekusununguka kuberekwa.

6.340B masangano ezvehutano

340B zvipatara, makiriniki, uye vamwe vanopa rubatsiro rwehutano vanokwanisa kutenga zvinodhaka nemutero, kusanganisira mapiritsi ekudzivirira kubereka, uye nekupa mishonga iyi nemutengo unonzwisisika. Zvichienderana nemari yaunowana , makiriniki aya anozopa mapiritsi ekudzivirira kubereka, mapfuti, uye mapuranti emahara kana pamutengo wakaderedzwa.

7.Makiriniki eVabereki Akarongwa

Zvirongwa zveParenthood makiriniki anotambira Medicaid uye mazhinji ehutano inishuwarenzi zvirongwa. Kune varwere vasina kana, makiriniki aya anowanzo kupa mutero pamabatirwo ekuberekwa zvichienderana nemari inowanikwa.

8.Nharaunda kana nzvimbo dzehutano dzeveruzhinji

Nharaunda yako inogona kunge iine makiriniki ehutano asingabatsiri, makiriniki eruzhinji, kana makiriniki ekuronga mhuri achipa zvakaderedzwa kana zvemahara zvehutano hwekubereka. Pamubhadharo wezita, kazhinji madhora makumi maviri nemashanu kana mashoma, iwe unogona kuonekwa nachiremba, wakatemerwa nzira yakakodzera yekudzivirira kuberekwa, uye dzimwe nguva unogamuchira nzira yekudzivirira nayo yaunoda, yakadai sepfuti, kuisirwa, kana chipenga.

Makiriniki anotarisa kuhutano hwevakadzi, hutano hwepabonde, kana zvirwere zvepabonde (pamwe chete nezvirwere zvepabonde), pamwe nemakiriniki eChitatu X, inzvimbo dzakavimbika zvikuru dzekutsvaga kudzora kana kubhadharisa mahara.

9.Zvirongwa zvekubatsira varwere

Chekupedzisira, makambani mazhinji emishonga, makambani ekurapa, nemasangano asingabatsiri anopa zvinodhaka nemidziyo yemahara kune vasina kuvimbiswa varwere vanoshaya. Vamwe vanovhara iyo yose copay yevarwere vane inishuwarenzi. Aya zvirongwa zvekubatsira varwere zvinowanzo kubatsira varwere kunyorera zvinodhura, zvigadzirwa zvemazita. Nekudaro, kana iwe uchikodzera, rubatsiro rwevarwere pane zita-zita chigadzirwa inowanzo iri yakaderera-mutengo kana isina-mutengo imwe nzira kune yakaderera-mutengo ejeniki.